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↻ Refreshing portfolio...
Total Portfolio Value
₹0Cr
▲ +₹2.49 Cr (+29.6%)
XIRR 18.4%
⚖️
Allocation Drift Detected
Equity is now 62% (target 55%). MIA suggests rebalancing by moving ₹76L to debt.
Ask MIA to Rebalance →
📈
SBI Small Cap is up +48.6%
Consider booking partial profits. LTCG of ₹1.2L applies — MIA can calculate net gain.
Review with MIA →
Invested
₹8.42Cr
Cost basis
Current
₹10.91Cr
MTM value
Day P&L
+₹4.2L
+0.39%
XIRR
18.4%
vs 14.2% Nifty
72
/ 100
Wealth Health Score
Good health. Reduce overlap & switch to Direct plans to reach 80+.
Risk 8/10
Cost 6/10
Overlap 5/10
Goals 8/10
Behavior 7/10
Insight Engine
Ask MIA ›
🎯
Risk
Low
Well diversified
💰
Cost
1.24%
₹3.42L/yr saveable
🔄
Overlap
43%
2 funds overlap
🎯
Goals
On Track
3/4 goals met
🧠
Behavior
Fair
Missed 2 SIPs
Performance
5 Years ›
1D
1W
1M
3M
1Y
3Y
5Y
All
Indexed to 100
Portfolio
Nifty 500
Mutual Funds
₹5.82 Cr ›
PP
Parag Parikh Flexi Cap ★★★★★
Regular Equity · Flexi Cap
₹2.14Cr
+₹58.2L (+37.3%)
Regular Expense1.62%
Direct Expense0.63%
Save on ₹2.14Cr₹2.12L/yr
Tax if sold: LTCG ₹5.82L @ 12.5%₹72,750
MO
Motilal Oswal Midcap ★★★★
Direct · Equity · Mid Cap
₹2.05Cr
+₹62.1L (+43.4%)
Tax if sold: LTCG ₹6.21L @ 12.5%₹77,625
HD
HDFC Balanced Advantage ★★★★
Regular Hybrid · BAF
₹1.63Cr
+₹28.6L (+21.3%)
Regular Expense1.54%
Direct Expense0.74%
Save on ₹1.63Cr₹1.30L/yr
Equities
₹3.44 Cr ›
RL
Reliance Industries
NSE · 420 shares
₹1.34Cr
+₹28.4L (+26.9%)
IC
ICICI Bank
NSE · 780 shares
₹1.12Cr
+₹24.8L (+28.4%)
TM
Tata Motors
NSE · 1,200 shares
₹98L
-₹4.2L (-4.1%)
STCL on Tata Motors: harvestableSave ₹63K
Fixed Income
₹1.65 Cr ›
EP
Employee Provident Fund
EPF · 8.25% p.a.
₹94L
+₹22.8L
NP
National Pension System
NPS · Aggressive LC75
₹71L
+₹18.4L
43%
Fund Overlap Detected
Flexi Cap & Midcap share 43% common stocks. Ask MIA to suggest diversification.
🪷
MIA Advisory
Switch Recommendation
Action
You hold 2 Regular plans with combined savings potential of ₹3.42L/year by switching to Direct. Portfolio XIRR could improve by +0.8% annually.
🔮 Scenario Engine
What-if simulations powered by MIA — model changes to your portfolio before acting.
+₹5K SIP
Add 10% Debt
Retire at 50
Reports
📄Holdings Report
📊Transactions
🧾Capital Gains
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Share your unique link. They get a free Wealth Health Score, you earn rewards.
🔍
All
Large Cap
Mid Cap
Small Cap
Flexi Cap
ELSS
Debt
Hybrid
Index
Curated Baskets
View All ›
MIA PICK
🏛️
Core Equity
3 funds for stable long-term growth. Low overlap, direct plans only.
+22.4%
3Y CAGR
TAX SAVER
🛡️
ELSS Tax Saver
Save up to ₹46,800 tax under 80C. 3-year lock-in, high returns.
+18.6%
3Y CAGR
ALL WEATHER
☂️
All Weather
Balanced mix of equity, debt & gold. Works in any market condition.
+14.2%
3Y CAGR
Top Rated Funds
View All ›
Parag Parikh Flexi Cap Fund
Equity · Flexi Cap · Direct Growth
★★★★★
CRISIL 5
1Y Return
24.8%
3Y CAGR
19.2%
5Y CAGR
22.1%
Risk
Moderate
Motilal Oswal Midcap Fund
Equity · Mid Cap · Direct Growth
★★★★
CRISIL 4
1Y Return
32.6%
3Y CAGR
26.4%
5Y CAGR
24.8%
Risk
Mod-High
Quant Small Cap Fund
Equity · Small Cap · Direct Growth
★★★★★
CRISIL 5
1Y Return
38.2%
3Y CAGR
31.8%
5Y CAGR
28.4%
Risk
Very High
Fixed Deposits
via Blostem
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