BYLD Wealth — 3-Month Development Timeline

Sprint 1

Sprint 2

Sprint 3

Sprint 4

Sprint 5

Sprint 6

Service

W1

W2

W3

W4

W5

W6

W7

W8

W9

W10

W11

W12

Gateway

API Gateway + Auth

Rate Limiting

Hardening

Identity

Auth + KYC Setup

AA + eKYC

MFA + Biometric

Payments

UPI + Razorpay

SIP + Mandates

Reconciliation

Portfolio

Holdings + NAV

Dashboard + P&L

Analytics + Reports

MIA (AI)

Claude + Prompts

Tools + Calculators

Context + Memory

Notifications

FCM + SMS + Email

Templates

Preferences

Distribution

BSE Star + MF

SIP + Switches

Advisory

BYLD Score + Rebalance

RIA Compliance

Markets

Market Data Feed

Watchlists + Alerts

Estate

Willjini + Nominees

Insurance

Mobile (KMP)

Navigation + Auth

KYC + AA Flows

MIA Chat + Dashboard

SIP + Distribution

Advisory + Score

Polish + App Store

Web (Next.js)

Design System + Layout

Dashboard + Portfolio

MIA + Distribution

Advisory + Polish

DevOps

EKS + CI/CD

Kafka + Redis

Monitoring

Security + Load Test

MVP Alpha (W6)

Beta (W10)

Launch (W12)

S1: Foundation (W1-2)

Gateway + Identity + Payments setup. EKS cluster, CI/CD pipeline, auth flows.

S2: Data Layer (W3-4)

KYC + Account Aggregator + Portfolio basics. eKYC via DigiLocker, AA consent.

S3: Intelligence (W5-6)

MIA chatbot + Portfolio dashboard + Notifications. Claude API integration.

S4: Transactions (W7-8)

Distribution + SIP + MIA tools. BSE Star integration, mutual fund orders.

S5: Advisory (W9-10)

BYLD Score + Rebalancing + Advisory compliance. RIA mode vs Distribution mode.

S6: Launch (W11-12)

Beta testing + Security hardening + App Store submission. VAPT + load testing.

13

Workstreams
10 services + 3 platforms

5

Teams
2 Backend + 2 Mobile + 1 Frontend

12

Weeks
6 two-week sprints to launch

3

Milestones
Alpha W6 • Beta W10 • Launch W12