Plan Details
HDFC
Click 2 Protect Life
HDFC Life Insurance Co. Ltd.
Select Cover Amount
Base Premium
₹9,310
Accidental Death Rider
₹395
GST (18%)
₹1,747
Annual Premium
₹11,452
Waiting Periods
Suicide exclusion: First 12 months from policy start
No waiting period for accidental death claims
Critical illness rider: 90 days waiting
Key Exclusions
Death due to self-inflicted injuries within 12 months
Death while under influence of drugs (non-prescribed)
Death from participation in hazardous activities
War, terrorism, nuclear perils
Claim Process
1
Intimate claim via app, email or call within 90 days
2
Submit death certificate & policy documents
3
Claim assessment completed within 30 days
4
Payout credited to nominee account via NEFT
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15-day free look period available as per IRDAI guidelines.
IRDAI CA License • [IRDAI-CA-NUMBER]
IRDAI is not involved in activities like selling insurance directly or indirectly. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale. CA Registration No: [IRDAI-CA-NUMBER]