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MIA · Insurance Advisor
Ditto Discovery
DITTO
5 / 5
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Let's find the right insurance for you. A few quick questions and I'll calculate your Human Life Value. 🛡
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What's your family situation?
Married with kids
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What's your annual income range?
₹50L – ₹1Cr
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What's your current life insurance cover?
₹50 Lakhs
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Calculating your Human Life Value... ✅
Based on ₹50L income, your recommended cover is ₹5 Cr (10x annual income + dependents adjustment).
Based on ₹50L income, your recommended cover is ₹5 Cr (10x annual income + dependents adjustment).
Insurance Gap Analysis
Current Cover
₹50L
Needed
₹5 Cr
Gap
₹4.5 Cr
Coverage Gap
₹4.5 Crore
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Here are three options to close your gap. I recommend Term Plan for maximum cover at lowest cost.
Plan Comparison
Recommended
Term Plan
₹12K/yr
Pure protection. ₹5Cr cover till age 60. No maturity benefit.
Whole Life
₹48K/yr
Lifetime cover + savings. Lower cover for higher premium.
Guaranteed Income
₹60K/yr
Monthly payouts to family. Cover + income replacement.
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AI
MIA is an AI-powered analytical tool. Not a substitute for professional financial advice.