BYLD Wealth — Executive Decision Dashboard

1. Cost Comparison

₹

Dev Cost Only (Cash Salary) — Common costs excluded

Yottix

₹2.50 Cr

In-House

₹1.25 Cr

↓ ₹1.25 Cr saved (50% reduction) 12-month total · no infra/tools overlap

2. Feature Comparison

◆

Total deliverable features · Functional + Non-Functional

Yottix

108 features

108

In-House

108 FRs

+18

126

Module-level breakdown (9 modules)

OnboardKYCPortfolioTradeAdvisoryPayReportsMIAGoals

3. Timeline

⏱

M1 M2 M3 M4 M5 M6 M7 M8 M9 M10 M11 M12

Yottix

Phase 1 (5-6 mo)

Phase 2 (7-12 mo)

In-House

Beta 3.5mo

Prod

Phase 2

Phase 3

◆ = milestone In-house beta: 1.5 months faster

4. Team Structure

👥

Yottix

8-12 devs

Black box — unknown
team composition

In-House + AI

Backend ×2

₹30L ea

Android

₹30L

iOS

₹30-35L

AI Copilot

2.5× boost

4 devs → 10-12 effective FTEs

5. AI-Accelerated Velocity

⚡

2.5× MULTIPLIER

60% AI — Boilerplate, tests, docs, API clients

40% Human — Domain logic, compliance, architecture

4 developers → 10-12 effective FTEs

6. What Yottix Doesn't Deliver

⚠

✓ In-House Delivers

✓ Architecture documentation suite

✓ Marketing website (Next.js)

✓ Admin operations dashboard

✓ Complete brand design system

✓ 18 extra product features

✓ AI-accelerated dev velocity

✓ 100% IP ownership from day 1

✗ Yottix Doesn't Deliver

✗ No architecture documentation

✗ No marketing website

✗ No admin dashboard

✗ No brand system

✗ Missing 18 product features

✗ No AI velocity multiplier

✗ Shared/licensed codebase

7. FR vs NFR Split

◉

126 TOTAL

108 Functional Requirements

9 Product FRs (extras)

9 Non-Functional Requirements

NFRs include:
Architecture · Security · Brand
Website · Admin Dashboards

₹1.25 Cr

Total Savings

50% cost reduction vs Yottix

3.5 mo

Beta Launch

Faster than Yottix Phase 1

126

Total Features

108 FRs + 9 Product + 9 NFRs

100%

IP Ownership

Full code ownership from day 1