Five weighted dimensions, scored from your live holdings, IPS targets and Morningstar benchmarks. We never grade you on returns alone.
MIA: 14 funds across 6 categories — well above the 5-fund concentration threshold. No overlap warnings on your top 5 equity holdings.
MIA: Equity is 67% vs your 65% target — within the ±5% rebalance band. Your Growth profile is being honoured.
MIA: Weighted TER is 0.84% — 18 bps below category median. All funds are direct plans. One regular plan from 2019 is still being switched.
MIA: ₹62,400 of LTCG harvest is unused this FY. Booking it this month would lift this dimension by ~9 points.
MIA: 8.4 months of expenses sit in liquid funds + sweep FDs — comfortably above the 6-month floor in your IPS.
One concrete move could lift this to 86. Want to walk through the tax-harvest opportunity together?