9:415G · 100%
Liabilities
LAP & LAS
LAP / LAS · 2 facilities 16-LEAF · 12
₹82,40,000
% of liabilities
68.4%
Wtd avg rate
10.84%
Total EMI
₹1,02,400
Avg LTV
42%
Loan facilities
LAP
HDFC Bank · Loan Against Property
A/c LAP-018283649 · Sanctioned 14-Mar-2022
₹62,40,000
11.25% floating
LTV (₹62.4L / ₹1.40 Cr collateral)44.6%
Sanctioned₹85,00,000
Tenure15 yrs (11 left)
EMI₹78,420/mo
CollateralBengaluru rental
ResetQuarterly
Pre-pay2% till 24 mo
LAS
ICICI Bank · Loan Against Securities
A/c LAS-92841629 · OD facility · Drawn 22-Jan-2025
₹20,00,000
9.80% floating
LTV (₹20L / ₹54L pledged MF NAV)37.0%
Limit₹35,00,000
TenureOD · revolving
Interest only₹16,400/mo
Pledged5 MF schemes
Margin callLTV > 50%
Pre-payNil