9:415G · 100%
Liabilities
Education · Personal · Home
EL / PL / HL · 3 active 16-LEAF · 15
₹84,42,000
% of liabilities
26.2%
Wtd avg rate
9.18%
Total EMI
₹98,640
Tax-deductible
₹3,84,200
Loan facilities
HL
SBI MaxGain Home Loan · Lodha Park
A/c HL-014528739 · Sanctioned 14-Jun-2017
₹62,40,000
8.65% floating
Tenure progress108 / 240 EMIs
Sanctioned₹1,30,00,000
Tenure20 yrs (11 left)
EMI₹78,420/mo
Next reset14-Jun-2026
Tax (FY26)80C ₹2.0L · 24(b) ₹2.0L
Pre-payNil
Amortisation snippet (next 4 EMIs)
DatePrincipalInterestBalance
05-May-26₹33,820₹44,600₹62,06,180
05-Jun-26₹34,062₹44,358₹61,72,118
05-Jul-26₹34,306₹44,114₹61,37,812
05-Aug-26₹34,551₹43,869₹61,03,261
EL
Avanse Education Loan · Daughter MS Abroad
A/c EL-928481627 · Disbursed 02-Aug-2024
₹18,00,000
10.50% fixed
Moratorium · Repayment from Aug 2027Interest only
Sanctioned₹22,00,000
Tenure10 yrs post moratorium
EMI (after)₹24,820/mo
Co-borrowerSelf (parent)
Tax (FY26)80E full interest
CollateralFD ₹4L lien
PL
Bajaj Finserv Personal Loan · Renovation
A/c PL-738294615 · Disbursed 14-Sep-2024
₹4,02,000
14.20% fixed
Tenure progress18 / 36 EMIs
Sanctioned₹6,50,000
Tenure3 yrs (18 left)
EMI₹22,400/mo
Pre-pay4% post 6 mo
TaxNot eligible
InsuranceBundled