9:415G · 100%
Advisory · SEBI gate
Fee agreement
Step 1 / 3
SEBI-mandated disclosure

Advisory fee agreement

Before BYLD can give you personalised advice — IPS, recommendations, or a call with Priya — SEBI requires you to acknowledge how we charge and where our conflicts lie. This is a one-time sign-off.

BYLD Wealth Advisory Pvt Ltd · SEBI RIA · INA000123456
Your fee · BYLD Edge
Annual advisory fee
₹18,250
GST @ 18%
₹3,285
Total payable
₹21,535 / yr
Billing cycle
Annual · upfront
Refund window
Pro-rated · 30 days
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Fixed-fee model — not % of AUM. SEBI caps AUM-linked fees at 2.5% of Assets under Advice. BYLD charges a flat annual fee regardless of your portfolio size, so our incentive stays aligned with your outcomes, not your account balance.
Conflict of interest declaration

BYLD Wealth is a Registered Investment Adviser, not a distributor. We do not earn commissions, trail fees, or rebates from any mutual fund, AMC, insurer, or product partner. Transactions are executed via MFU Central on your behalf at zero additional cost. Our only revenue from you is the fee above.

Your acknowledgments · required
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I understand the annual fee is ₹21,535 incl. GST, charged upfront for my Edge subscription.
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I acknowledge that advice is opinion, not a guarantee — past performance does not predict returns.
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I confirm BYLD is a fee-only RIA and does not receive any commissions from products it recommends.
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I understand I can cancel within 30 days for a pro-rated refund, and may raise grievances via SCORES or BYLD's compliance desk.
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e-Sign via Aadhaar
Rajiv Kumar · Aadhaar ••••••7624
Agreement ID: RIA-FA-2026040911-0187
MIA · SEBI context
Why this gate exists.

Under SEBI (Investment Advisers) Regulations 2013, every RIA-client relationship must start with a signed fee agreement and conflict disclosure. It's the piece that separates "advice" from "distribution" — and the reason I can talk to you about your actual portfolio instead of just general questions.

Full agreement text (6 pages) is available in your Documents vault after signing.
Retention: 7 years per SEBI Reg 19(2). Audit-logged.