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Your data, your call.
Under the DPDP Act 2023, you can ask us to erase the personal data we hold about you. This is permanent.
What we'll delete within 30 days
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Profile & preferences
Name, email, phone, nominee, IPS, risk profile
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MIA conversations
Every chat, every uploaded document
147 chats
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Finvu AA consents
Revoked at FIP, then deleted from our systems
4 FIPs
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Device & behavioural data
Sessions, analytics, push tokens, audit cookies
What we must retain (SEBI law)
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KYC + transaction trail
SEBI (IA) Regs 2013 §28 — kept 5 years post-relationship in restricted vault
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Tax statements
Capital gains, AIS, TDS — required by Income Tax Act §44AA, 8 years
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SCORES / ODR records
If a complaint is open, kept until resolution + 3 years
⚠ This is permanent
After deletion, MIA cannot help you again until you re-onboard from scratch — risk profile, IPS, advisor pairing, watchlists, all gone. Active SIPs and eNACH mandates will be cancelled. Holdings stay with the AMC; only our copy is deleted.
I understand the consequences and confirm I am the data principal (Rajiv Sharma, PAN ABCPK****F). I authorise BYLD Wealth to begin the 30-day erasure process.