Prototype Wave 4 — Distribution + Payments polish
The distribution spine for BYLD Markets mode: MF browse & factsheet, lumpsum / SIP / SWP / STP order placement, order history with status tracking, and the payments polish (eNACH mandate, saved methods, subscription tier management). These screens stitch Razorpay, MFU Central, and Morningstar into the 5-tab nav pattern established in Wave 1.
Distribution — MF spine (8 screens)
PW4-DIST-01
MF browse catalog
Filter chips, search, 8 real Indian funds with Morningstar attribution
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PW4-DIST-02
MF factsheet
Returns table, conic-gradient allocation pie, top-10 holdings, sticky actions
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PW4-DIST-03
Lumpsum order
Amount entry + MIA projection + Razorpay/eNACH selector + summary
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PW4-DIST-04
SIP registration
Monthly / quarterly, date picker, duration, eNACH explainer, MIA projection
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PW4-DIST-05
SWP registration
Source holding + withdrawal amount + frequency + LTCG tax note
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PW4-DIST-06
STP registration
Source + target fund, transfer amount, use-case explainer from MIA
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PW4-DIST-07
Order history
Date-grouped list, success/pending/failed filters, type badges, tab nav
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PW4-DIST-08
Order detail
Status hero, lifecycle timeline, folio / NAV / units, contract note download
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Payments polish (3 screens)
PW4-PAY-01
eNACH mandate authorization
Razorpay issuer, bank details, debit authority, Net Banking / Debit Card auth
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PW4-PAY-02
Payment methods
Saved eNACH + UPI + debit card, primary toggle, remove action, add new
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PW4-PAY-03
Subscription management
Edge tier hero, upgrade / downgrade / cancel, non-refund warning, billing link
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