Chatbot Flows — Extended

Account Aggregator, KYC, Markets & Upgrade conversations

Conversational AI
10:15
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M
MIA
My Intelligent Analyst
M
Educational
To give you personalized advice, I'd like to securely view your financial accounts. This uses India's Account Aggregator framework — your data stays encrypted and you control access.
10:15 AM
🛡
What is Account Aggregator?
Account Aggregator is an RBI-regulated framework that lets you securely share your financial data (bank accounts, investments, insurance) with licensed financial advisors — without sharing credentials.
RBI Regulated
Sounds good, let's proceed
Tell me more
Maybe later
Tell me more
10:16 AM
M
Here's what makes Account Aggregator safe:
  • End-to-end encrypted data transfer
  • You choose exactly which accounts to share
  • Consent can be revoked anytime
  • No passwords or credentials shared
  • BYLD never stores raw data
10:16 AM
M
I'll need your consent to fetch data from your banks. You can revoke access anytime.
✓
I authorize BYLD Wealth (via RBI-licensed AA) to fetch my financial data for the purpose of personalized advisory. I understand I can revoke this consent at any time.
I Agree — Link My Accounts
Powered by Sahamati Account Aggregator ecosystem
1 — AA Consent Chat
10:17
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M
MIA
My Intelligent Analyst
M
Great! Let's link your financial accounts. Which banks do you use?
10:17 AM
🏦
HDFC
🏧
SBI
🏦
ICICI
🏦
Axis
🏦
Kotak
+
More
HDFC Bank, SBI
10:17 AM
M
Perfect. I'm connecting to HDFC Bank and SBI. You'll be redirected to verify.
10:17 AM
Linking Accounts
✓
HDFC Bank
Linked
State Bank of India
Processing...
M
HDFC linked successfully! SBI is processing — this usually takes a few seconds.
10:18 AM
Link more accounts
Continue with what's linked
M
2 — AA Journey Chat
10:22
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M
MIA
My Intelligent Analyst
M
Regulatory Requirement
Let's verify your identity. This takes about 3 minutes and is required by SEBI for investment services.
10:22 AM
M
First, what's your PAN number?
PAN
ABCPM4567K
ABCPM4567K
10:23 AM
M
Verifying... Found! Arjun Mehta — is this correct?
Yes, that's me
No, let me re-enter
M
Now for Aadhaar eKYC. I'll need your consent per UIDAI guidelines.
10:23 AM
✓
I voluntarily provide my Aadhaar number for eKYC as per UIDAI mandate. My identity information will be used solely for the purpose of KYC verification under SEBI regulations. I understand this is voluntary and I have alternative document options.
I Agree & Continue
Use Other Documents
M
OTP sent to your Aadhaar-linked mobile ****7890
10:24 AM
4
7
2
3 — KYC Guided Chat
11:30
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M
MIA
My Intelligent Analyst
M
Markets are open. NIFTY 50: 22,450 (+1.2%). What would you like to track today?
11:30 AM
Set up watchlist
Top movers
Sector analysis
Stock screener
Set up watchlist
11:30 AM
M
Let's build your watchlist. What sectors interest you most?
Banking
IT
Pharma
Auto
Energy
All
M
Tap any stock to add. I've highlighted the ones with strong momentum.
11:31 AM
✓
HDFCBANK
HDFC Bank Ltd
₹1,642
+2.3% ↑
+
ICICIBANK
ICICI Bank Ltd
₹1,089
+1.1% ↑
✓
INFY
Infosys Ltd
₹1,478
+3.1% ↑
+
TCS
TCS Ltd
₹3,842
-0.4% ↓
Done, save watchlist
Add more sectors
4 — Markets Chat Flow
2:45
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M
MIA
My Intelligent Analyst
M
Personalized Recommendation
Arjun, you've been using BYLD Master for 3 months now. Based on your activity, you'd benefit from BYLD Core.
2:45 PM
Current Plan
Master
● Basic advisory
● 2 goals max
● Email support
— No tax harvesting
Recommended
Core
✓ Full advisory
✓ Unlimited goals
✓ Priority support
✓ Tax harvesting
M
With your ₹45L portfolio, BYLD Core's tax harvesting alone could save you ₹1.2L annually.
2:45 PM
Tell me about Core
Compare all plans
Not now
CURRENT
Master
₹3,650/yr
Basic advisory
2 goals
Email support
Edge
₹18,250/yr
Enhanced advisory
5 goals
Chat support
RECOMMENDED
Core
₹18,250/yr
Full advisory
Unlimited goals
Tax harvesting
Legacy
₹36,500/yr
Family office
Dedicated RM
Estate planning
M
Would you like to proceed? You can try Core free for 14 days.
2:46 PM
Start free trial
Maybe later
5 — Tier Upgrade Chat