IPS & BYLD Score — Part 1

MIA Chatbot-First UX — iPhone 16 Pro — 402 × 874 px

Conversational AI
Your Investment Profile
Powered by BYLD Score™
?
🎯
Personalized Advice
MIA tailors recommendations to you
📊
Right Product Matching
Funds aligned to your risk appetite
⚖️
Goal Alignment
Portfolio mapped to your life goals
5-7 min chat with MIA
1 — IPS Introduction
9:42
●●●
←
M
MIA
IPS Questionnaire • Step 1/5
M
Personalized
Let's build your investment profile together! First question — what are your financial goals? Tap all that apply.
9:42 AM
💰
Wealth Creation
🏖️
Retirement
🎓
Education
🏠
Home
🆘
Emergency
✈️ Travel
🔓 Financial Freedom
💼 Tax Optimization
Wealth Creation, Retirement, Emergency Fund
9:43 AM
M
Great choices! 3 goals selected. These are the foundations of a solid financial plan. Let me ask about your timeline next.
9:43 AM
3 goals selected
M
2 — Goals (MIA Chat)
9:43
●●●
←
M
MIA
IPS Questionnaire • Step 2/5
M
When will you need this money? Your time horizon shapes how aggressively we can invest.
9:43 AM
📅
< 1 year
Short-term
📆
1–3 years
Medium
📈
3–7 years
Long-term
🏆
7+ years
Very long
1-3 years and 3-7 years
9:44 AM
M
Mixed horizon — smart approach! Your emergency fund works on a shorter timeline, while retirement and wealth creation benefit from compounding over 3-7 years.
9:44 AM
MIA Insight
With a 3-7 year horizon, equity allocation can be higher. Historical Nifty 50 returns over 5-year periods: 12.5% CAGR avg.
M
Now let me understand how you handle market ups and downs. Ready?
Yes, let's go
Change my answers
3 — Time Horizon (MIA Chat)
9:44
●●●
←
M
MIA
IPS Questionnaire • Step 3/5
M
Scenario time! Imagine your portfolio dropped 20% in one month. How would you react?
9:44 AM
If my portfolio dropped 20%, I would...
😨 Sell everything immediately
🤔 Sell some holdings to limit loss
😌 Hold and wait for recovery
🤑 Buy more at the discount!
😌 Hold and wait for recovery
9:45 AM
M
Patient approach! Historically, markets recover from 20% drops within 12-18 months. Your temperament suits a Moderate-Growth allocation.
9:45 AM
M
On a scale of 1-5, how comfortable are you with short-term volatility?
1 — Very low
2 — Low
3 — Medium
4 — High
5 — Very high
4 — High comfort
9:45 AM
M
4 — Risk Tolerance (MIA Chat)